Tag: MY Blue
L.A. Insurance: A Compressed View of Insurance Products
by turbulence63 on Apr.13, 2009, under knowledge
Insurance Products and Services For L.A. and Surrounding Areas
The purpose of this post is to provide the visitors, who have been searching for L.A. Insurance Now Information Online with just a couple of Insurance Companies and the products that they offer in the Los Angeles area. This information by no means has exhausted options between these two companies as there are very many insurance companies in the L.A. area, but it will give you an educated idea of what type of products most Insurance companies are offering.
L.A. Insurance
This company will provide insurance coverage in the following areas.
Bodily Injury liability – covers any people injured during an accident
Property Damage – covers third party damage such as another person’s vehicle, regardless of fault.
Medical coverage – covers medical payments for the owner and any other passenger in the vehicle
Uninsured/ Underinsured Motorist Coverage – Protects you when an uninsured or underinsured motorist is involved in an accident with you. keep in mind that most States only cover bodily injury but some also cover property damage losses.
Physical Damage Coverage
Collision – covers all damage to your car when involved in a collision
Comprehensive – covers non-collision losses such as weather damage , vandalism , smashed or cracked windshield, etc.
L.A. Insurance offers health insurance with several carriers and claim to offer competitive priced products. They will do individual health quotes through a quick survey that will give immediate results.
L.A. Insurance health deal with health carriers such as; MY Blue, HUMANA ONE, and ASSURANT Health
This insurance company also offers coverage in these added areas:
- Motor Home and Travel Trailers
- Mobile Homes
-Motorcycle
- Boats
- Jet Ski
- ATV
Insurance Carriers for L.A. Insurance are : Progressive, Titan Insurance, Bristol West Insurance Group
Another common name in the Insurance Industry is ALLSTATE
Allstate offer mostly the same type of coverage and conditions asĀ but they also offer financial packages as well, lets have a look.
Allstate Insurance
Liability and Medical Protection
- Liability coverage
- Medical payment coverage
- Uninsured / underinsured motorist coverage ( like L.A. Insurance this coverage is also subject to certain state limitations )
Vehicle Protection
- Collision coverage
- Comprehensive coverage
Additional Coverage
This coverage offered by Allstate and most otherĀ Insurance company’s can be very useful. it includes coverage such as
- Towing and Labor Cost coverage
- Rental Car Reimbursement coverage
- Sound System Coverage
Property
- Home Insurance
- Renters Insurance
- Condominium Insurance
Power Sports
- Motorcycle
- Boat
- Motor home
- Snowmobile and Off-Road
Allstate also offers Financial packages for Life/ Retirement
- Life Insurance
- IRA Accounts which are savings accounts specially geared toward saving for retirement
- Retirement Savings Plans
As you can see there is quite a difference in the products offered between L.A. Insurance and Allstate, but basic Auto, Home, and Health seem to cover similar conditions. As Allstate is a very large Insurance Agency it offers a variety of Financial Products as well.




















